Canadian Financial Calculators
Free Canadian financial calculators with 2026 federal and provincial rates. Mortgages, RRSP, TFSA, income tax, land transfer, and CMHC insurance. All figures use current CRA and Bank of Canada data.
Mortgage Calculator
Monthly payment with semi-annual compounding, CMHC insurance, and stress test qualifying rate.
Calculate →🧾Income Tax Calculator
Federal and provincial income tax, CPP, EI, and after-tax income for all 13 provinces and territories.
Calculate →💵Take-Home Pay Calculator
Net pay per paycheque by province with CPP, EI, RRSP, and all statutory deductions.
Calculate →📈RRSP Calculator
Project your RRSP balance at retirement using 2026 CRA limits and your contribution plan.
Calculate →💰TFSA Calculator
Calculate tax-free TFSA growth with the 2026 annual limit of $7,000 and cumulative room of $95,000.
Calculate →🔑Land Transfer Tax Calculator
Provincial LTT for all Canadian provinces with first-time buyer rebates, including Toronto municipal LTT.
Calculate →🛡️CMHC Insurance Calculator
Calculate your CMHC mortgage default insurance premium by LTV tier and amortization period.
Calculate →Canadian Financial Glossary
Plain-English definitions of 15 essential Canadian financial terms: CMHC, RRSP, TFSA, stress test, land transfer tax, CPP, EI, and more. Each entry links to the relevant calculator.