Australian Stamp Duty Calculator 2026
Last verified · Methodology
Select your state (NSW, VIC, QLD, WA, SA, or TAS) and enter the purchase price to calculate your stamp duty. Includes first home buyer concessions. Figures are approximate and based on published 2025/26 bracket rates.
Property Details
Figures are approximate and based on published state revenue office brackets. Actual duty may vary based on specific transaction type, concession eligibility, and current state legislation. Always confirm with the relevant state revenue office before settlement. Does not constitute legal or financial advice.
| State | Standard Buyer | First Home Buyer |
|---|---|---|
| NSW | A$22,490 | A$0 (exempt) |
| VIC | A$31,070 | A$0 (exempt) |
| QLD | A$12,425 | A$0 (exempt) |
| WA | A$19,665 | A$0 (exempt) |
| SA | A$26,830 | Concession applies |
| TAS | A$21,435 | Concession applies |
Stamp duty (transfer duty) rates and thresholds differ significantly between states. NSW uses a tiered system starting at 1.25% and reaching 7% above $3.5 million. VIC rates start at 1.4% and reach 6.5% above $960,000. QLD starts at 1.5% above $5,000 and reaches 5.75% above $1 million. WA starts at 1.9% and reaches 5.15% above $725,000. SA and TAS have their own bracket tables. The same $800,000 property can attract significantly different duty amounts depending on which state it is located in.
Most states offer stamp duty concessions or full exemptions for first home buyers. In NSW, first home buyers pay no stamp duty on properties up to $800,000 and a reduced amount up to $1,000,000. VIC exempts first home buyers on properties up to $600,000 with concessions up to $750,000. QLD exempts first home buyers on homes up to $700,000. WA exempts first home buyers on properties up to $450,000 with concessions up to $600,000. State-based first home buyer grants may also apply separately. These thresholds are subject to change; always confirm with the relevant state revenue office.
Yes. Foreign persons and foreign corporations purchasing residential property in Australia pay an additional surcharge on top of standard duty. The surcharge rate varies: NSW charges 8%, VIC charges 8%, QLD charges 7%, SA charges 7%, and WA charges 7%. This surcharge applies to the entire purchase price. Temporary residents and foreign nationals should seek advice before purchasing property in Australia.
Some states offer stamp duty concessions for off-the-plan purchases, where the buyer enters into a contract before construction is complete. In VIC, for example, buyers of off-the-plan properties may defer payment and only pay duty on the land value at the time of contract, though concessions have been tightened in recent years. In NSW, similar concessions exist for eligible off-the-plan purchases. The specific rules and eligibility criteria change regularly, so confirm with the relevant state revenue office.
The purchaser (buyer) is responsible for paying stamp duty on the transfer of real property. Stamp duty is typically due within 30 days of signing the contract or 30 days of settlement, depending on the state. For NSW it is 3 months from contract date or 30 days from settlement, whichever is earlier. It is a significant upfront cost that must be factored into your purchasing budget. First home buyers and certain other eligible purchasers may receive exemptions or concessions that reduce or eliminate this obligation.
Yes. Stamp duty is the common name for what most Australian state revenue offices now formally call transfer duty or conveyance duty. The names are used interchangeably. In Queensland the formal name is transfer duty; in NSW and VIC it is more commonly called stamp duty. The tax applies to the transfer of dutiable property and is administered by each state's revenue office (Revenue NSW, the State Revenue Office Victoria, Queensland Revenue Office, etc.).